By using the FixedCostFinancial.com Website you agree to the terms of this Agreement:

State and Federal Law

The content of this website is published in the State of Florida, the United States of America and persons who access this site agrees to do so in accordance with applicable state and federal law.

Independent Registered Investment Adviser

Fixed Cost Financial, Inc. (FCF) is an independent Registered Investment Adviser headquartered in Ocala, Florida. By using this website, you agree to be bound by the following Terms and Conditions of Use. FCF may, in its sole discretion, modify or revise the Terms and Conditions of Use at any time, and you agree to be bound by such modifications or revisions. Your use of the website following any such change constitutes your agreement to follow and be bound by the Terms and Conditions of Use as modified.

Intellectual Property

This website including all text, HTML, scripts, and images are copyrighted and owned by FCF. No part of this website may be reproduced or transmitted in any form or by any means without the express prior written consent of FCF. In addition, products referenced on the website may be trademarks or service marks of their respective owners. You may not use or reproduce any trademark or service mark appearing on the website without the express prior written consent of the owner. You specifically and absolutely agree not to reproduce, retransmit, disseminate, sell, distribute, publish, broadcast, circulate or commercially exploit the information in any manner without the express written consent of FCF and/or any third party Providers and relevant others.

No Solicitation

The website is for informational purposes only. Information on the website is not intended to constitute a solicitation to purchase any security or investment product or service or any offer to buy. Content on the website is solely for your personal use and not intended for distribution.

Privacy

FCF cannot guarantee the security of any information provided by you in connection with this website. FCF has no obligation to store or maintain any information you provide. You understand that FCF may access and use information provided by you in accordance with FCF’s Privacy Policy available on this website.

Limitation of Liability and Disclaimers

THE WEBSITE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY WARRANTY FOR INFORMATION, DATA, SERVICES, UNINTERRUPTED ACCESS, OR PRODUCTS PROVIDED THROUGH OR IN CONNECTION WITH THE WEBSITE. SPECIFICALLY, FCF DISCLAIMS ANY AND ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO: (1) ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OF CONTENT OF INFORMATION, PRODUCTS OR SERVICES AND (2) ANY WARRANTIES OF TITLE, WARRANTY OF NON-INFRINGEMENT, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION.

NEITHER FCF NOR ANY OF ITS EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, OR CONTENT OR SERVICE PROVIDERS SHALL BE LIABLE TO YOU OR OTHER THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF USE OF SERVICE OR INABILITY TO GAIN ACCESS TO OR USE THE SERVICE OR OUT OF ANY BREACH OF ANY WARRANTY. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, THE RESPECTIVE LIABILITY OF FCF, ITS EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, WEBSITE AND CONTENT OR SERVICE PROVIDERS RESPECTIVE LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY SUCH STATE LAW.

FCF PROVIDES THE INFORMATION ON THIS WEBSITE AS A SERVICE TO ITS USERS. THE INFORMATION ON THIS WEBSITE IS FOR INFORMATIONAL PURPOSES ONLY AND IT DOES NOT CONSTITUTE LEGAL OR FINANCIAL ADVICE. FCF DOES NOT WARRANTY OR GUARANTEE THE ACCURACY OR AVAILABILITY OF THE CONTENT ON THIS SITE OR OTHER SITES TO WHICH IT LINKS. IF YOU HAVE SPECIFIC QUESTIONS RELATED TO YOUR FINANCIAL TRANSACTIONS AND/OR INFORMATION ON THIS SITE, YOU ARE ENCOURAGED TO CONTACT AN ATTORNEY WHO CAN INVESTIGATE THE PARTICULAR CIRCUMSTANCES OF YOUR SITUATION.

IN NO EVENT WILL FCF BE HELD LIABLE TO ANY PARTY FOR ANY DAMAGES ARISING IN AN ANY WAY OUT OF THE AVAILABILITY, USE, RELIANCE OR INABILITY TO USE THE WEBSITE OR ANY INFORMATION PROVIDED BY OR THROUGH THE WEBSITE, OR FOR ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS OR OTHER INACCURACIES IN OR DESTRUCTIVE PROPERTIES OF ANY INFORMATION PROVIDED BY OR THROUGH FCF.

Indemnification

You agree to indemnify and hold FCF harmless from and against any and all claims, losses, liability, costs and expenses, including but not limited to attorneys fees, arising from your use of the FCF website or from your violation of these Terms and Conditions of Use.

Linked Sites

Certain hyperlinks or referenced websites on the Site may for your convenience forward you to third parties' websites, which generally are recognized by their top-level domain name. Any descriptions of, references to, or links to other products, publications or services does not constitute an endorsement, authorization, sponsorship by or affiliation with FCF with respect to any linked site or its sponsor, unless expressly stated by FCF. Any such information, products or sites have not necessarily been reviewed by FCF and are provided or maintained by third parties over whom FCF exercises no control. FCF expressly disclaims any responsibility for the content, the accuracy of the information and/or quality of products or services provided by or advertised on these third-party sites. FCF reserves the right to terminate any hyperlink or hyperlinking program at any time.

Jurisdiction, Severability

Any action arising out of these Terms and Conditions or the Site shall be litigated in, and only in, courts located in Florida and as close to the City of Ocala as possible; furthermore, you agree to submit to the exclusive jurisdiction of the referenced courts and further agree their convenience as forum for you.

In the event that any provision of these terms is held unenforceable, the validity or enforceability of the remaining provisions will not be affected, and the unenforceable provision will be replaced with an enforceable provision that comes close to the intention underlying the unenforceable provision.

Past Performance Not Indicative of Future Results

Past performance is not indicative of future results. Neither FCF nor any Investment Advisor Representative, employee or agent guarantees any specific outcome or profit. You should be aware of the real risk of loss in following any strategy or investment discussed on this. Strategies or investments discussed may fluctuate in price or value. Investors may get back less than invested. Investments or strategies mentioned on this website may not be suitable for you. This material does not take into account your particular physical, emotional, intellectual, family or financial situation, investment objectives or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned on this. Before acting on information on this website, you should consider whether it is suitable for your particular circumstances and strongly consider seeking the appropriate advice.

Termination

Your access to the FCF website may be terminated at anytime for any reason, without prior notice.

Last Updated: October 31, 2021

Fixed Cost Financial

Making investment advice and management less opaque and more accessible.

By using this website, you understand the information presented is provided for informational purposes only and agree to our Terms of Use and Privacy Policy.

Past performance does not guarantee future results, the likelihood of investment outcomes are hypothetical in nature.

Nothing on this page should be construed as an offer, solicitation of an offer, or advice to buy or sell securities in jurisdictions where Fixed Cost Financial, Inc. is not registered.

Fixed Cost Financial does not provide tax advice and investors are encouraged to consult with their tax professional.

Brokerage, custody, and clearing services are offered to clients of Fixed Cost Financial, Inc. by Folio Investments, Inc., a registered broker-dealer and member FINRA/SIPC. Folio Investments, Inc. is an affiliate of Goldman Sachs & Co. LLC and is a subsidiary of The Goldman Sachs Group, Inc.

Fixed Cost Financial is registered and accepting clients in Florida, Indiana, Iowa, Massachusetts, Michigan, Minnesota, New York, and Ohio. On a limited basis in all other states.

Fixed Cost Financial, Inc. is a registered investment adviser.

© 2023 Fixed Cost Financial, Inc.